A lot of Americans don’t know health insurance termsA lot of the terms used in health insurance are naturally complicated and hard especially for the layman who has no experience or education on the same. This is why a lot of Americans are finding it hard to grasp the basic terms used to explain health insurance coverage.

Only 14% of 202 adults studied were able to identify the terms commonly used in health insurance. Some of the terms used were co-insurance, deductibles, out-of-pocket maximum and co-pays. Only 11% of these figures were able to understand how to compute the charges of a hospital stay when given a sample plan.

Researchers from Carnegie Mellon University worked with insurance professionals on a plan that was simpler that only had co-pays and not deductibles. This meant that the patients were now meant to have a better understanding of what it would cost them.

George Loewenstein, PhD economist and study author claimed that he had often been astonished as to why health insurance was so complicated. He even added that it was so hard that people with high levels of education failed to contemplate what some of the terms meant.

Sleeping cycle often reset by camping

Your circadian rhythm can greatly be affected by camping. This is according to researchers from the University of Colorado Boulder. They noticed that after a full week of camping, their body’s sleep model would coincide with the sunset and sunrise. This was actually a good pattern that was healthy. The rhythm of sleep of often controlled by a hormone known as melatonin, which are released when one is exposed to the dark.

Modern day society sees people less and less exposed to the dark due to the amount of technology available.  There are flood lights, florescent bulbs and lamps that nowadays make it hard for the body to respond to darkness and automatically release the hormone.

Use of defibrillators and CPR should save lives

Sudden cardiac arrest can by all means be prevented despite what many people think. One can be able to do this by watching what they eat and avoiding stressful situation. Deaths as a result of sudden cardiac arrest can similarly be reduced or even prevented using CPR and defibrillators.

Death is often caused when oxygenated blood isn’t distributed to other parts of the body when the heart stops. This can also lead to brain damage is the situation isn’t treated using Automated external defibrillators AEDs.

A study that was done and published in the British Medical Journal indicated that only one out if every 13 people feel at ease when performing cardiovascular pulmonary resuscitation using an AED. The devices have been strategically placed in public places such as schools, stadiums, malls and bus/train stations. This was done in order to increase the level of convenience when accessing the devices during times of emergencies. The only problem that occurred was that not many people are trained to use the devices or administer CPR to a victim who is suffering from sudden cardiac arrest.